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Smart Tailgating

The time has finally arrived, crisp air, fall colors and the number one reason everyone loves the fall; football season!  No matter which team you are cheering for, there is one thing we all have in common and that is tailgating. Football season tends to be a costly time, not only are tickets expensive, but tailgating costs add up as well. If you want to enjoy this football season without racking up debt, below are a few suggestions to keep costs down. Tailgate

  • Carpool- Typically we do not all live in the same town as where we tailgate, so to keep the cost down make sure and carpool with friends and family, perhaps devise a rotating schedule of what person drives to each game. Another alternative is to rent a party bus or something to that effect! This not only saves on fuel, but parking too.
  • Teamwork- It only makes sense if you are going to watch a team sport that you divide and conquer as a team! The logistics of tailgating is somewhat a hassle and there are so many items to consider, so to make this easier for everyone assign one couple to bring snacks, one to bring paper goods, one to bring beverages, one to bring meat and one to bring the grill. This way everyone is pitching in and helping out, and it is not up to one person to stress out on bringing everything.
  • School Pride- I know everyone wants a new t-shirt for the season or a sweatshirt with your team on it, however, think of just wearing something you already have in your teams colors! There is no need to go out and spend a fortune on game day apparel, when most likely you have something in your closet!
  • House Tailgate- I know you will not have the fans and all of the people, however you can invite friends and family to your house and bring the tailgate to your home. Everyone will save on fuel, parking, game tickets and steep concession stand foods.

These are just a few ways to save this year while tailgating and cheering for your favorite team! So go ahead, put your jersey on, fire up the grill and show your team spirit!

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

 

 

Employee of the Month

Congratulations to Tia Edwards, who has been chosen as the Cashland Employee of the Month! Tia is a teller at two of our stores in Tulsa. Read below to learn a little more about this devoted employee.Tia

What is one of your favorite quotes?

“Life is like a box of chocolates, you never know what you’re going to get”

What chore do you absolutely hate doing at home?

Folding clothes

What is your favorite time of day/day of the week/month of the year?

My favorite time of day is 3:00 p.m., favorite day of the week is Friday and my favorite month is April!

If you could witness any event past, present or future, what would it be?

Life on Mars

If you could learn to do anything what would it be?

Ride a horse

If you won the lottery, what is the first thing you would do?

Go to an Island by myself and think about what I need to do

What do you miss most about being a kid?

Family

Would you rather take pictures or be in pictures?

Be in the picture

Name a famous person you have met.

Queen Latifah

What is your favorite move or television show?

Avengers

Which one of your character flaws would you like to improve?

Loud laugh

Cashland is a leading provider of fast and friendly financial services including personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

Ways to Save at the Grocery Store

Going to the grocery store is such a daunting task these days. Not only is it busy and there are long lines, but the groceries are going up in cost almost every trip. In order to have a balanced lifestyle and not spend all of your money on food, below are ways to save at the grocery store.Shopping Cart

  • Cooking in Bulk- There are several items you can buy in bulk and reap the rewards. Try going to Sam’s and purchasing bulk items that do not spoil and just store in extra pantry space. You can also buy bulk fruits and vegetables and cut them up and freeze the items you know you will not eat before they spoil. Some items that are great to freeze are cut up onions, berries and meat items.
  • Generic- Some things you are used to due to the brand associated with the product, however branch out and try generic store brands and you will be amazed with the savings. Most of the times the product is the exact same as the “brand” product and sometimes even better! Several large brand name companies will also package the off brand for specific grocery stores, if in doubt check labels to see if the ingredients are similar.
  • Apps- Almost all of us have cell phones these days and because of this you can use special mobile apps that offer savings each time you enter a store. There are many different apps but for a start download Saving Star.
  • Veggie Over Meat- Any kind of protein whether it is chicken, beef etc. is expensive. Try eliminating meat from 2-3 meals a week and replace with grains and vegetables, and you will see a significant difference in your grocery bill and you may also lose a few pounds!
  • Produce- When shopping for produce, shop for the produce that is in season. If you buy peaches in the winter they are not in season, and you will pay a premium price!
  • Planning is Everything- Go to the grocery store with a plan and a list of items and meals you will be preparing for the week. If you do not do this, chances are you will grab several items that do not even go together to make meals, and you will end up spending so much more.
  • Eat Before Shopping- Do not go to the grocery store on an empty stomach! You will end up purchasing items you would not typically purchase or buy too much of one item because your body is starving. This also holds true with beverages, if you are thirsty and you go shopping half of your cart will be filled with a plethora of beverages you did not intend to purchase.

 Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Saving Money for Man’s Best Friend

In celebration of “Dog Day” which is celebrated on Tuesday, August 26th, make sure and pamper your pooch, but try not to break the bank! Here are some simple tips in order to help you cut down on costs for your pet’s food, toys, supplies, grooming and medical care.dogs

  • Food- Obviously everyone needs food and, depending on what you feed your dog, sometimes the costs are very high especially with special dietary needs. The best thing you can do is to buy in bulk either at a warehouse club store or online. This can cut your costs overall 30%-50%! It is also important to be loyal to a particular retailer by signing up for pet rewards programs; this will give you special discounts and coupons. Lastly, you will save more money than you think if you make your own food and treats.  Not only will you save money but the quality will most likely be better for your pet. You can find recipes and ideas online at no cost.
  • Toys & Supplies- When it is all said and done these things can add up dramatically! One of the best ways to save on these two categories is to shop online sites such as at Wag.com or PetEdge.com. You can also shop at Marshalls, Ross or T.J. Maxx since these chains carry lots of affordable pet items for up to 60% less than at other stores. One last idea is to “think outside of the box”. Typically, if you buy specific toys that are deemed “dog toys” at stores you will be paying a premium price. You can shop at the dollar store or shop kids sales for bouncy balls and stuffed animals that make noise.  If you have some extra time on your hands, making toys is the best option. By taking a water bottle you can fill it with rice, rocks or marbles for sound effects. You can also insert the water bottle into a sock for a chew toy! There are so many ideas you can find online, and you can have fun making them in the meantime!
  • Grooming- It seems ridiculous that human haircuts are less than a lot of dog cuts these days. Many people are starting to groom their pets themselves every other time in order to cut back on costs. It is also very important to brush your dog daily as this will reduce shedding and may help you find a bump, lump or something else that can get treated earlier than later.
  • Medical/Dental Care- Just like humans, your dog’s teeth need to be cleaned yearly as this helps prevent heart disease and eliminates other health problems. One of the best things you can do is to purchase a preventative care package at your vet’s office. This typically includes annual exams, vaccinations, dental cleanings and discounts on other medical treatments.  Most likely it will pay for itself the first time you visit the vet.  It also gives you a sense of relief knowing you are doing everything you can to keep your pet happy and healthy! Lastly, purchasing medication such as flea and heart worm medicines online will save you money.  PetMeds.com is a great online source.

By following these tips, you are sure to save money.  Now you can take time out of your busy day to appreciate the love and value your dog brings to you and your children daily!

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Employee of the Month

Employee of the MonthLuis RUiz 1

Congratulations to Luis Ruiz, who has been chosen as the Cashland Employee of the Month! Luis is a teller at store 50 in Oklahoma City. Read below to learn a little more about this devoted employee.

What is one of your favorite quotes?

“To Be, Or Not To Be”

What chore do you absolutely hate doing at home?

Cleaning the kitchen

What is your favorite time of day/day of the week/month of the year?

My favorite time of day is 6:00 p.m. or later, favorite day of the week is Saturday and my favorite month is July!

If you could witness any event past, present or future, what would it be?

The signing of the Declaration of Independence

If you could learn to do anything what would it be?

Window Tint

If you won the lottery, what is the first thing you would do?

Pay off everything I owe

What do you miss most about being a kid?

More Christmas presents

Would you rather take pictures or be in pictures?

Take Pictures

Name a famous person you have met.

Montes De Durango

What is your favorite move or television show?

The Cleveland Show

Which one of your character flaws would you like to improve?

To be a better reader

Cashland is a leading provider of fast and friendly financial services including personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

Power of Saving Is In Your Hands!

money in handsIf you think you cannot save money, then think again!  With the rising costs of health insurance, groceries and other basic necessities, it seems impossible to stick to a budget or have any extra money left over.  However, do not give up!  Below are some ways you can control your finances even on a fixed income.

  1. Change in a jar - This may sound juvenile, but try it for a month and you will see results. You can call it a “vacation fund” or “entertainment fund” so that whatever you save can go towards a goal.
  1. Don’t spend your raises, save them - If you receive a raise or a commission check that was unexpected and that you truly do not need, put it in the bank right away! Pretend that you did not even get it and save it for a rainy day.
  1. Monthly challenge - The first week put back $1, the second week put back $2 and so on. By doing this you will end up with $10-$15 extra a month. Then try stepping up your game and do the Calendar Challengethe first week you save $52, the second week you save $51, the week after that $50 and so on. By the end of the year you’ll end up saving $1,378!
  1. Automate your savings - This is so easy to set up through your bank and depending on how much you automate you can save hundreds to thousands of dollars a year. Set up an automatic transfer from your checking account into a savings account each month.  It is fast, simple and direct!  You can also have a certain amount or percentage of your paycheck deposited directly into your savings account if your check is direct deposited by your employer.
  1. Online tools - Use online tools such as Mint or PowerWallet. These are free and fast online management tool  to help organize and categorize your money. These tools will help you adjust and make sound decisions when trying to save money.

Try a few or all of these techniques and before you know it you will benefit and have money saved in no time!

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

 

Ways to Save on Back-to-School

Back to SchoolIt’s that time of year again when everyone’s summer is coming to an end and school is about to start.  It is exciting and scary for both parents and children. One thing that many parents struggle with is the initial startup costs to kick off the school year. Below are several simple ways to not break the bank and get the supplies that are needed for your child to have a successful start to their school year.

Stick to the List
It is crucial to have a list and stick to it in order to prevent yourself from buying unnecessary supplies that your child wants but does not need.  All schools and grades have different items on their required list of basic needs, so unless stated otherwise or your child is enrolled in a special class, do not go beyond the suggested list.

Benefit from Using Coupons
Look through your local newspaper or mail to find great deals on school supplies. You may also look online and receive special discount codes associated with “back to school” supplies that include extra discounts and free shipping.  It is beneficial to look at the specials associated at each store as well before even setting foot in the store.

Take Advantage of Tax Free Weekend
This year Oklahoma’s Tax Free Weekend is August 1-3. This will give you the opportunity to purchase free of sales tax any clothing or footwear priced at less than $100 each.  You may see yourself saving up to 10% on your final bill.

Host a Back-to-School-Swap
Round up other moms with kids of the same gender, but with different ages and swap clothes, toys, books and supplies. You will be amazed on how much you’ll save.

You can make shopping for school supplies fun and get your child excited for the upcoming school year without having to jeopardize your wallet.  Be smart, stick to your list, and if your child really wants something that is not on their list, suggest having them use their allowance to make the unnecessary, but wanted purchase.

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

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