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OKC LitterBlitz

Cashland employees and volunteers will be rounding up this April for the 2015 OKC LitterBlitz!  We will be cleaning an area in North Oklahoma City to help with the beautification of our city!  If you would like to join, visit www.okcbeautiful.com and register to join the cause!Keep-Green

What is LitterBlitz?
OKC Beautiful has organized litter pick-up events since its inception in 1962.  LitterBlitz, as a formal program, began in 2001 and has steadily grown since then. This program is a partnership between OKC Beautiful, the City of Oklahoma City and the Great American Clean-Up.  In April of 2014 more than 10,000 Oklahoma City residents worked together to help pick up litter throughout the Oklahoma City metro area, picking up more than 181,000 pounds of trash off our streets. 

For more information on this organization, visit https://www.okcbeautiful.com/.

OKC-Beautiful

Millennials Time to Save

Millennials do not have it easy when it comes to money struggles, between student debt, credit card debt, competitive job market and trying to figure out what you want to do with your life; it can be a daunting phase.save-money-crop-600x338

It is important to plan and build a strong financial foundation in order to have a successful future. Below you will find some of the best ways to get you started in the right direction!

  • Practice Makes Perfect- It is important to make saving money a habit and to practice it often; it will then become a routine. Even if you start off by saving just $1 a week, then you can step up your game and save more money as you are able. This will lay the foundation for you to be disciplined enough to save in the future!
  • Emergency Fund- This is a necessity, you never know when something that is out of your control will happen, and it is always nice to have some money put away for a rainy day in order to help you not go into debt.
  • Do not Overspend- Live within your means and make sure you save whatever you don’t need. Living a realistic lifestyle will help you in more ways than one to reach your financial goals in the future, remember this is not forever.
  • 10 Percent- Make an effort to save at least 10 percent of your income, this is a great starting point and then you can work your way up to 20 percent in the future.
  • Retirement- I know this is the last thing on a 20 something’s mind, however saving for retirement now is a must. Just remember the money you save now in your 20’s will be worth way more in retirement than money you save in your 30’s and 40’s.
  • Goals- Make sure and set short- and long-term goals. It is important to know the difference and plan accordingly.
  • Apps- Yes there are apps for saving money! Try Mint, YNAB and Digit to save, track, budget etc.
  • Automate- Saving money is even easier when your financial institute takes an amount out every month in order to put it in your savings account, a lot of the time you don’t even miss the money!
  • Free Money- If your employer matches your 401K, then you should make sure and put the max amount into your contributions. If you do not, then you are literally walking away from free money. This is an easy and painless way to start saving for your retirement.

These are just a few ideas for you to get started out in the right direction, remember it is not about how much you save at first as much as it is to simply making the effort to save!

“Do not save what is left after spending, but spend what is left after saving” – Warren Buffet

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Vacation is Around the Corner

Winter is almost over and it is now time to be thinking about Spring Break and not too early to think about summer vacation. The trip-planning process can be stressful and costly, that is why finding the best online deals and maximizing all hotel and air offers will help you plan the best and cost effective trip this year! Below are some great ideas for you to keep your trip within budget and by either doing all of the steps or by just doing one you will be able to see the savings!4fd166203866b91161bc5ed53d4747be

  1. Discount Websites- If you are not already signed up for websites such as Groupon or Living Social this is something you will want to do, it is fast, free and easy. These websites offer both local deals and deals of places you want to visit.
  1. Groceries- One of the largest expenses when traveling tends to be food costs. If you are staying in a Vacation Rental By Owner (VRBO) or a hotel with a kitchen and have a rental car, you should consider hitting up the local market. Plan a few meals such as breakfast and snacks to cut down on unnecessary eating expenses at your hotel. You will be amazed on how much you will save just by cutting out at least one meal where you don’t go out and spend several dollars.
  1. Concierge- If you are staying at a hotel or resorts with a concierge then you need to go and ask them for the inside scoop on places to go, deals, coupons etc. This is what they are here for and they are free of charge. It is a great tool to use while on vacation and not enough people utilize them.
  1. Family -Friendly- Stick to family-friendly hotels when traveling with your children for a number of reasons including; larger rooms, complimentary breakfasts and evening receptions and other family-friendly options that will save you money!
  1. Package Deals- When booking hotel, airfare and rental car together you will end up saving money and gain access to other deals. Also consider all-inclusive packages that way you are not always paying for drinks, food, activities instead you can just sit back, relax and enjoy all the accommodations at a reasonable price. Not to mention a lot of the resorts tend to have a place for adults and a “kid” friendly section for everyone to enjoy their time on vacation!
  1. Fees- Make sure to keep additional fees and rates in mind when traveling as well. These are often times overlooked and can add up quickly. This includes luggage fees, exchange rates and tipping.
  1. Flexibility- If you are able to be flexible with dates and places this is a great way to get the best travel deals. Here are some of the best websites to consider:  Airfarewatchdog, Kayak, and com.

“The world is a book, and those who do not travel read only one page.”- Saint Augustine

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Cashland Supports CellPhone Bank.org

Cashland has started donating our retired and damaged phones to CellPhoneBank.org.  These donations are gathered and sent in monthly to help low income families, victim services agencies and participating law enforcement.  These phones give them a source to reach out in case of an emergency.  Retired or damaged phones are encouraged to be brought in by our customers as well!E-waste

Below is some information about the program we are contributing to:

Each year over 100 million people upgrade their old cell phones. The mission of CellPhoneBank.org is to maximize the benefits of retired cell phones while minimizing their environmental impact. Reusing cell phones ensures that the greatest possible value is recovered and quite literally gives old phones new life.

In May of 2004, the 911 Cell Phone Bank was created to provide an ongoing and readily available source of 911 emergency cell phones and funds to meet the unexpected and urgent needs of participating law enforcement and affiliated victim services agencies.

The 911 Cell Phone Bank is an initiative of The Charitable Recycling Foundation, Inc. On January 3, 2007 The Charitable Recycling Foundation, Inc. received notification of approval as a 501(c) (3) public charity. Since its inception, the 911 Cell Phone Bank has generated hundreds of thousands of dollars and provided thousands of emergency cell phones to victim services organizations nationwide. We have successfully relieved the operational burden of managing a 911 emergency cell phone program from our participants.

Cashland challenges both employees and customers to help provide your used and damaged cellphones to this great cause!

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

 

Need Ideas On What To Do With Your Tax Refunds?

For many of you who have filed your 2014 taxes, you are now anxiously waiting for your tax returns! While many people have an idea of how they will use the money, some people have no idea. Below are several ideas on how you can spend your tax refund money wisely rather than wasting it on something you truly do not need. Planning and earmarking funds is the best way to spend your refund.Invest Image

  1. Replenish or Build an Emergency Fund- This prepares you for the unexpected items or events that happen in your life and it acts as a buffer. Emergency funds will help you sleep better at night knowing you have a back-up plan or “insurance” per say for life’s unanticipated struggles.
  2. Pay High Interest Rates Immediately- If you are paying huge interests rates on a credit card, car loan etc. it is ideal to pay these off as soon as possible. If you do not, you are paying so much more than what is necessary for these items.
  3. Invest- It is important for you to invest now so you will reap the rewards in your later years. You do not have to invest the whole amount but even a portion of your refund can reduce the load on your budget when it is time for you to retire! Consider low-fee index mutual funds or exchange-traded funds while investing for the first time.
  4. College- Save for college NOW as the cost to send a child to college is roughly raising 2-3 times the rate of inflation annually. This is why it is important to save while your children are young and even consider a self-directed investment plan for each child.
  5. Invest in Yourself- Perhaps you have wanted to take a photography class, pottery class, learn a foreign language or even learn a new skill or trade. If this is something that could boost your career or professional development, you should invest the time and money into it.
  6. Donate- If you have a cause you would like to donate to and never have the extra funds, perhaps this is a great time for you to give.

We are all so different and at different spots in our lives but one of the above suggestions should work for almost everyone. Just remember to really consider what you will do with your refund in order to not make a hasty purchase that is not needed. Planning and thoughtful consideration is key when making an important decision that could affect you long term.

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Valentine Ideas that are Inexpensive or Don’t Cost a Thing!

When it comes to love and going on dates, you do not necessarily have to drain your wallet with expensive gifts and fancy dinners! There are a number of ideas that are affordable when it comes to entertaining your beloved! The most important part of Valentine’s Day is the time you spend with your sweetheart and not the amount you are spending! Below are some great date ideas you can do with your other half that will not break the bank!VDAY 100 reasons i love you

Date and Gift Ideas

  1. Take a tour around a museum that both of you haven’t been to.
  2. Go to open mic night and enjoy the entertainment!
  3. Trivia nights at your local neighborhood café.
  4. Visit historical landmarks in your city.
  5. Volunteer together at the humane society, homeless shelter or another non-profit.
  6. Go to the dollar store and both pick out a gift and see what you come up with!
  7. Go ice skating.
  8. Go bowling.
  9. Play a sport together.
  10. Go to a jazz bar.
  11. Go to a local festival or event.
  12. Visit a flea market or thrift store, and try to find things you can restore together.
  13. Check out an art exhibit.
  14. Paint together.
  15. Visit a dog park with your dog.
  16. Attend free lectures.
  17. Take a dance class.
  18. Go to ’80s or ’90s night at a club in your city, and dress up in clothes from that era.
  19. Paint ceramics together.
  20. Take a scenic road trip.
  21. Camp in your room and make blanket forts. Make s’mores with your microwave.
  22. Go on a coffee date or brunch.
  23. Do a spa night at home and give each other massages.
  24. Learn a new skill together from YouTube tutorials.
  25. Start watching a TV series together.
  26. Write out your bucket list with each other.
  27. Watch a play together. There are plenty of affordable plays hosted by colleges and local community groups.
  28. Go to a dive bar and challenge each other to a game of pool, darts, or shuffleboard.
  29. Go open-house-hopping together.
  30. Check out an indoor rock climbing gym.
  31. Play in the snow. Make snow angels and snowmen. Start a snowball fight and slide down a hill on a sled.
  32. Check out a local band.
  33. Watch a sports game together.
  34. Attend a poetry reading.
  35. Attend free mixers in your city.
  36. Make a pizza together with all your favorite toppings. Get creative and attempt to make a dessert pizza.
  37. Watch a high school or college sport together.
  38. Go to a foreign film night.
  39. Learn a language together.
  40. Surprise your partner with a new set of vows, complete with lovely candlelight dinner.
  41. Create a list of “100 reasons I love you”
  42. Leave love notes in unexpected places. Suggestions include on the bathroom mirror, in the fridge, under the pillow, in the checkbook or any other place you think they will come across during the day.
  43. Say “I love you” for 12 entire months with a coupon book filled with favors that can be redeem throughout the year.
  44. Prepare a romantic spa evening at home.

Hopefully, these ideas help you and your loved ones have a successful Valentine’s Day! “A flower cannot blossom without sunshine, and man cannot live without love.” – Max Muller

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Cashland Supports Ronald McDonald House in 2015

“Your Change Matters” is a program Cashland started to help with various charities in our community.  Through generous donations of our customers, change collected each year is donated to a different organization chosen by the employees. Philinthropic Blog

This year we have selected the Ronald McDonald House to support. Ronald McDonald House provides housing for the families of seriously ill or injured children.  These houses provide security, hope and comfort for families to heal together.

Click below to learn more about the Ronald McDonald House Charities
http://www.rmhc.org/about-us

In 2014, Cashland Donated over $10,000 to Big Brothers Big Sisters of Oklahoma. Big Brothers Big Sisters is an organization that helps provide encouragement and support to children facing adversity. Our donations will help the volunteers provide cultural and social activities to enrich the opportunities for children. Other past recipients have been American Red Cross and CASA.

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

 

 

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