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Winter Heat

Cold winter months do not have to put your finances out in the cold! There are several things you can do to prepare for the chilly months that will make a huge difference in your energy bills and save you money for all of the upcoming holiday festivities.thermometer behind the frozen window

  • Sun is Free- Use the sun to heat your house on a cold winter day, open the curtains during the day and close them to trap in the heat when the sun goes down. This is a simple and free step to warm your home.
  • Layers- During the cold months make sure and bundle up and wear socks, slippers, cardigans and scarfs! Instead of turning the heat up get cozy with blankets and even wear a hat to keep the heat from escaping your head.
  • Don’t Overuse Exhaust Fans-Did you know that using exhaust fans in your kitchen and bathrooms actually pulls the hot air to the ceiling and the heat escapes. Only use exhaust fans when you really need them and then turn them right off.
  • Outdoor Lights- When decorating your house for the holidays make sure and use LED lights. LED lights use 75% less energy and last 25% longer than incandescent lighting. Not only do LED lights save energy, they also emit less heat and do not break as easy.
  • Insulate- Make sure your house is insulated around doors, windows and pipes. It is an inexpensive way to lower your energy costs by keeping the heat from escaping in the winter and the cold air from escaping in the summer.
  • Humidifier-It is important for you to have a humidifier in your home. The cold air can make the air inside become very dry. By having moist air in your home, it will make your air feel warmer and it holds in heat better. It will also help with your breathing and keep you from getting sick.
  • Necessary Rooms- Only heat the rooms that you use on a day to day basis. By closing or sealing the vents to unused rooms you can save tons of money, and it will not affect your warmth.
  • Adjust Thermostat- When you go to bed at night turn your thermostat down 10 to 15 degrees while you are asleep. You can wear extra clothes, use flannel sheets and use extra blankets. By doing this, you will save around 10% on your heating bills.
  • Ceiling Fans- I know it sounds like this would not help with the heat, however if you use a ceiling fan your home you will have better ventilation and be more energy efficient in both the summer and winter months. By setting your ceiling fans clockwise, the hot air will become trapped and heat the inside to keep your rooms warm during the colder months.

These are simple steps you can take that will not only save you money, but keep you warm during the frigid months ahead!

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Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

 

Cashland Employees Make A Difference

Spirit of Survival

Mary Dent and Jenny Brewster, two of Lawton’s Cashland employees participated in this year’s Spirit of Survival Run. This run is to support people with a cancer diagnosis, this spirit of survival, combined with the strength and support of the community, family and friends is what keeps patients hopes up!

 

Southwest Oklahoma Cancer Centers is a combination of three community hospitals in three different communities. Comanche County Memorial Hospital in Lawton, Duncan Regional in Duncan and Jackson County Memorial in Altus combined their resources and expertise to create a new tradition in health care.  With the construction of new facilities and expanded cancer treatment centers in each community, patients can now receive the care they need close to home.

All of the money raised from the spirit of survival is donated to the Cancer Centers of Southwest Oklahoma.  In 2011 alone, the Spirit of Survival donated about $85,000 to the Cancer Centers!

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Painting for the Cure

Mary Dent and Shayna Brown also participated in a painting class to help raise awareness for the cure for cancer since the month of October is Breast Cancer Awareness Month. All proceeds go to help with American Cancer Society Relay For Life. By raising money they are able to celebrate survivors and remember and honor those who were not able to fight the disease.

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Words from Cashland Employee Mary Dent:

“It’s for a good cause and it’s a way for Cashland to get involved in the community. When people see that we get out for different events and are being involved, they not only get to know the company name they know that we are a friendly company that likes to help. People are more willing to come see us for their financial needs when they can put a face with a company name!”

“Your smile is your logo, your personality is your business card, how you leave others feeling after having an experience with you becomes your trademark.” Jay Danzie. “We think about this every time we market. It not only helps Cashland with the business, but it expands our personal network of friends.”

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

How to Save on Halloween Costumes for Kids!

The weather is cooling off, hot apple cider is becoming an everyday drink, pumpkins are carved and, with that, comes Halloween night! This is the holiday where kids enjoy dressing up as their favorite character or super hero while going door to door saying “trick-or-treat” and receiving bags of candy they have been waiting for all year! The only downside to all of this is the costs of preparing for this night. There are several expenses related to making this event fun for everyone such as costumes, candy and parties. Here are some ideas to save money on your kid’s costumes this year, while still enjoying the night!halloween-costumes-for-picky-kids

  • Have a family and friends swap- We all have friends and family that have kids the same age and trading costumes is fast, simple, and best of all FREE! You can do it through your church, close friends, neighbors or other groups! This is a trending event and has been given a full day called National Halloween Swap Day on October 12! Make it a family fun event, perhaps carve pumpkins, go to a pumpkin patch or any other activity that would be fun and economical!
  • Watch YouTube Tutorials- This is a fun and easy way to view videos that will give you examples of cheap or free costume and makeup ideas. There are hundreds of videos that you and your child can view to spruce up old costumes with makeup or use items around the house! It is a fun and an inexpensive way to get a great looking costume!
  • DIY- Look up ideas on Etsy, Pinterest and other do it yourself (DIY) sites. There are so many available sites that will give you full instruction on making and putting together costumes, and most of the time they are very clever!
  • Browse Deals- Be on the lookout for deals and steals through coupons or other sites such as Groupon and LivingSocial. This is a great way to get bargains for not only costumes but for decorations too!

Hope these helpful tips will save you money and perhaps even provide you with some family fun!

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

Smart Tailgating

The time has finally arrived, crisp air, fall colors and the number one reason everyone loves the fall; football season!  No matter which team you are cheering for, there is one thing we all have in common and that is tailgating. Football season tends to be a costly time, not only are tickets expensive, but tailgating costs add up as well. If you want to enjoy this football season without racking up debt, below are a few suggestions to keep costs down. Tailgate

  • Carpool- Typically we do not all live in the same town as where we tailgate, so to keep the cost down make sure and carpool with friends and family, perhaps devise a rotating schedule of what person drives to each game. Another alternative is to rent a party bus or something to that effect! This not only saves on fuel, but parking too.
  • Teamwork- It only makes sense if you are going to watch a team sport that you divide and conquer as a team! The logistics of tailgating is somewhat a hassle and there are so many items to consider, so to make this easier for everyone assign one couple to bring snacks, one to bring paper goods, one to bring beverages, one to bring meat and one to bring the grill. This way everyone is pitching in and helping out, and it is not up to one person to stress out on bringing everything.
  • School Pride- I know everyone wants a new t-shirt for the season or a sweatshirt with your team on it, however, think of just wearing something you already have in your teams colors! There is no need to go out and spend a fortune on game day apparel, when most likely you have something in your closet!
  • House Tailgate- I know you will not have the fans and all of the people, however you can invite friends and family to your house and bring the tailgate to your home. Everyone will save on fuel, parking, game tickets and steep concession stand foods.

These are just a few ways to save this year while tailgating and cheering for your favorite team! So go ahead, put your jersey on, fire up the grill and show your team spirit!

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

 

 

Employee of the Month

Congratulations to Tia Edwards, who has been chosen as the Cashland Employee of the Month! Tia is a teller at two of our stores in Tulsa. Read below to learn a little more about this devoted employee.Tia

What is one of your favorite quotes?

“Life is like a box of chocolates, you never know what you’re going to get”

What chore do you absolutely hate doing at home?

Folding clothes

What is your favorite time of day/day of the week/month of the year?

My favorite time of day is 3:00 p.m., favorite day of the week is Friday and my favorite month is April!

If you could witness any event past, present or future, what would it be?

Life on Mars

If you could learn to do anything what would it be?

Ride a horse

If you won the lottery, what is the first thing you would do?

Go to an Island by myself and think about what I need to do

What do you miss most about being a kid?

Family

Would you rather take pictures or be in pictures?

Be in the picture

Name a famous person you have met.

Queen Latifah

What is your favorite move or television show?

Avengers

Which one of your character flaws would you like to improve?

Loud laugh

Cashland is a leading provider of fast and friendly financial services including personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

Ways to Save at the Grocery Store

Going to the grocery store is such a daunting task these days. Not only is it busy and there are long lines, but the groceries are going up in cost almost every trip. In order to have a balanced lifestyle and not spend all of your money on food, below are ways to save at the grocery store.Shopping Cart

  • Cooking in Bulk- There are several items you can buy in bulk and reap the rewards. Try going to Sam’s and purchasing bulk items that do not spoil and just store in extra pantry space. You can also buy bulk fruits and vegetables and cut them up and freeze the items you know you will not eat before they spoil. Some items that are great to freeze are cut up onions, berries and meat items.
  • Generic- Some things you are used to due to the brand associated with the product, however branch out and try generic store brands and you will be amazed with the savings. Most of the times the product is the exact same as the “brand” product and sometimes even better! Several large brand name companies will also package the off brand for specific grocery stores, if in doubt check labels to see if the ingredients are similar.
  • Apps- Almost all of us have cell phones these days and because of this you can use special mobile apps that offer savings each time you enter a store. There are many different apps but for a start download Saving Star.
  • Veggie Over Meat- Any kind of protein whether it is chicken, beef etc. is expensive. Try eliminating meat from 2-3 meals a week and replace with grains and vegetables, and you will see a significant difference in your grocery bill and you may also lose a few pounds!
  • Produce- When shopping for produce, shop for the produce that is in season. If you buy peaches in the winter they are not in season, and you will pay a premium price!
  • Planning is Everything- Go to the grocery store with a plan and a list of items and meals you will be preparing for the week. If you do not do this, chances are you will grab several items that do not even go together to make meals, and you will end up spending so much more.
  • Eat Before Shopping- Do not go to the grocery store on an empty stomach! You will end up purchasing items you would not typically purchase or buy too much of one item because your body is starving. This also holds true with beverages, if you are thirsty and you go shopping half of your cart will be filled with a plethora of beverages you did not intend to purchase.

 Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Saving Money for Man’s Best Friend

In celebration of “Dog Day” which is celebrated on Tuesday, August 26th, make sure and pamper your pooch, but try not to break the bank! Here are some simple tips in order to help you cut down on costs for your pet’s food, toys, supplies, grooming and medical care.dogs

  • Food- Obviously everyone needs food and, depending on what you feed your dog, sometimes the costs are very high especially with special dietary needs. The best thing you can do is to buy in bulk either at a warehouse club store or online. This can cut your costs overall 30%-50%! It is also important to be loyal to a particular retailer by signing up for pet rewards programs; this will give you special discounts and coupons. Lastly, you will save more money than you think if you make your own food and treats.  Not only will you save money but the quality will most likely be better for your pet. You can find recipes and ideas online at no cost.
  • Toys & Supplies- When it is all said and done these things can add up dramatically! One of the best ways to save on these two categories is to shop online sites such as at Wag.com or PetEdge.com. You can also shop at Marshalls, Ross or T.J. Maxx since these chains carry lots of affordable pet items for up to 60% less than at other stores. One last idea is to “think outside of the box”. Typically, if you buy specific toys that are deemed “dog toys” at stores you will be paying a premium price. You can shop at the dollar store or shop kids sales for bouncy balls and stuffed animals that make noise.  If you have some extra time on your hands, making toys is the best option. By taking a water bottle you can fill it with rice, rocks or marbles for sound effects. You can also insert the water bottle into a sock for a chew toy! There are so many ideas you can find online, and you can have fun making them in the meantime!
  • Grooming- It seems ridiculous that human haircuts are less than a lot of dog cuts these days. Many people are starting to groom their pets themselves every other time in order to cut back on costs. It is also very important to brush your dog daily as this will reduce shedding and may help you find a bump, lump or something else that can get treated earlier than later.
  • Medical/Dental Care- Just like humans, your dog’s teeth need to be cleaned yearly as this helps prevent heart disease and eliminates other health problems. One of the best things you can do is to purchase a preventative care package at your vet’s office. This typically includes annual exams, vaccinations, dental cleanings and discounts on other medical treatments.  Most likely it will pay for itself the first time you visit the vet.  It also gives you a sense of relief knowing you are doing everything you can to keep your pet happy and healthy! Lastly, purchasing medication such as flea and heart worm medicines online will save you money.  PetMeds.com is a great online source.

By following these tips, you are sure to save money.  Now you can take time out of your busy day to appreciate the love and value your dog brings to you and your children daily!

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

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