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Cashland Supports CellPhone Bank.org

Cashland has started donating our retired and damaged phones to CellPhoneBank.org.  These donations are gathered and sent in monthly to help low income families, victim services agencies and participating law enforcement.  These phones give them a source to reach out in case of an emergency.  Retired or damaged phones are encouraged to be brought in by our customers as well!E-waste

Below is some information about the program we are contributing to:

Each year over 100 million people upgrade their old cell phones. The mission of CellPhoneBank.org is to maximize the benefits of retired cell phones while minimizing their environmental impact. Reusing cell phones ensures that the greatest possible value is recovered and quite literally gives old phones new life.

In May of 2004, the 911 Cell Phone Bank was created to provide an ongoing and readily available source of 911 emergency cell phones and funds to meet the unexpected and urgent needs of participating law enforcement and affiliated victim services agencies.

The 911 Cell Phone Bank is an initiative of The Charitable Recycling Foundation, Inc. On January 3, 2007 The Charitable Recycling Foundation, Inc. received notification of approval as a 501(c) (3) public charity. Since its inception, the 911 Cell Phone Bank has generated hundreds of thousands of dollars and provided thousands of emergency cell phones to victim services organizations nationwide. We have successfully relieved the operational burden of managing a 911 emergency cell phone program from our participants.

Cashland challenges both employees and customers to help provide your used and damaged cellphones to this great cause!

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Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

 

Need Ideas On What To Do With Your Tax Refunds?

For many of you who have filed your 2014 taxes, you are now anxiously waiting for your tax returns! While many people have an idea of how they will use the money, some people have no idea. Below are several ideas on how you can spend your tax refund money wisely rather than wasting it on something you truly do not need. Planning and earmarking funds is the best way to spend your refund.Invest Image

  1. Replenish or Build an Emergency Fund- This prepares you for the unexpected items or events that happen in your life and it acts as a buffer. Emergency funds will help you sleep better at night knowing you have a back-up plan or “insurance” per say for life’s unanticipated struggles.
  2. Pay High Interest Rates Immediately- If you are paying huge interests rates on a credit card, car loan etc. it is ideal to pay these off as soon as possible. If you do not, you are paying so much more than what is necessary for these items.
  3. Invest- It is important for you to invest now so you will reap the rewards in your later years. You do not have to invest the whole amount but even a portion of your refund can reduce the load on your budget when it is time for you to retire! Consider low-fee index mutual funds or exchange-traded funds while investing for the first time.
  4. College- Save for college NOW as the cost to send a child to college is roughly raising 2-3 times the rate of inflation annually. This is why it is important to save while your children are young and even consider a self-directed investment plan for each child.
  5. Invest in Yourself- Perhaps you have wanted to take a photography class, pottery class, learn a foreign language or even learn a new skill or trade. If this is something that could boost your career or professional development, you should invest the time and money into it.
  6. Donate- If you have a cause you would like to donate to and never have the extra funds, perhaps this is a great time for you to give.

We are all so different and at different spots in our lives but one of the above suggestions should work for almost everyone. Just remember to really consider what you will do with your refund in order to not make a hasty purchase that is not needed. Planning and thoughtful consideration is key when making an important decision that could affect you long term.

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Valentine Ideas that are Inexpensive or Don’t Cost a Thing!

When it comes to love and going on dates, you do not necessarily have to drain your wallet with expensive gifts and fancy dinners! There are a number of ideas that are affordable when it comes to entertaining your beloved! The most important part of Valentine’s Day is the time you spend with your sweetheart and not the amount you are spending! Below are some great date ideas you can do with your other half that will not break the bank!VDAY 100 reasons i love you

Date and Gift Ideas

  1. Take a tour around a museum that both of you haven’t been to.
  2. Go to open mic night and enjoy the entertainment!
  3. Trivia nights at your local neighborhood café.
  4. Visit historical landmarks in your city.
  5. Volunteer together at the humane society, homeless shelter or another non-profit.
  6. Go to the dollar store and both pick out a gift and see what you come up with!
  7. Go ice skating.
  8. Go bowling.
  9. Play a sport together.
  10. Go to a jazz bar.
  11. Go to a local festival or event.
  12. Visit a flea market or thrift store, and try to find things you can restore together.
  13. Check out an art exhibit.
  14. Paint together.
  15. Visit a dog park with your dog.
  16. Attend free lectures.
  17. Take a dance class.
  18. Go to ’80s or ’90s night at a club in your city, and dress up in clothes from that era.
  19. Paint ceramics together.
  20. Take a scenic road trip.
  21. Camp in your room and make blanket forts. Make s’mores with your microwave.
  22. Go on a coffee date or brunch.
  23. Do a spa night at home and give each other massages.
  24. Learn a new skill together from YouTube tutorials.
  25. Start watching a TV series together.
  26. Write out your bucket list with each other.
  27. Watch a play together. There are plenty of affordable plays hosted by colleges and local community groups.
  28. Go to a dive bar and challenge each other to a game of pool, darts, or shuffleboard.
  29. Go open-house-hopping together.
  30. Check out an indoor rock climbing gym.
  31. Play in the snow. Make snow angels and snowmen. Start a snowball fight and slide down a hill on a sled.
  32. Check out a local band.
  33. Watch a sports game together.
  34. Attend a poetry reading.
  35. Attend free mixers in your city.
  36. Make a pizza together with all your favorite toppings. Get creative and attempt to make a dessert pizza.
  37. Watch a high school or college sport together.
  38. Go to a foreign film night.
  39. Learn a language together.
  40. Surprise your partner with a new set of vows, complete with lovely candlelight dinner.
  41. Create a list of “100 reasons I love you”
  42. Leave love notes in unexpected places. Suggestions include on the bathroom mirror, in the fridge, under the pillow, in the checkbook or any other place you think they will come across during the day.
  43. Say “I love you” for 12 entire months with a coupon book filled with favors that can be redeem throughout the year.
  44. Prepare a romantic spa evening at home.

Hopefully, these ideas help you and your loved ones have a successful Valentine’s Day! “A flower cannot blossom without sunshine, and man cannot live without love.” – Max Muller

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Cashland Supports Ronald McDonald House in 2015

“Your Change Matters” is a program Cashland started to help with various charities in our community.  Through generous donations of our customers, change collected each year is donated to a different organization chosen by the employees. Philinthropic Blog

This year we have selected the Ronald McDonald House to support. Ronald McDonald House provides housing for the families of seriously ill or injured children.  These houses provide security, hope and comfort for families to heal together.

Click below to learn more about the Ronald McDonald House Charities
http://www.rmhc.org/about-us

In 2014, Cashland Donated over $10,000 to Big Brothers Big Sisters of Oklahoma. Big Brothers Big Sisters is an organization that helps provide encouragement and support to children facing adversity. Our donations will help the volunteers provide cultural and social activities to enrich the opportunities for children. Other past recipients have been American Red Cross and CASA.

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

 

 

Financial Wellness Month Self Help!

January is National Wellness Financial Month, just like you go to the doctor for your health and wellness; you also need to do the same for your finances! It is the start of a new beginning, and we all have impulse buys from time to time. However, below is a list of items that you should try and avoid in order to save yourself from unnecessary purchases!Impulse Buy

Checkout Catastrophe – Stay away from purchasing items while you are waiting in checkout lines. This could be anything from candy, food, drinks and reading materials such as pricey magazines. You do not need these items and just because they are at your arms reach does not mean you need to purchase them! You will have buyer’s remorse once you hit the car!

Rental Car Insurance – It is not necessary. I know that the rental companies tend to use a scare tactic as to why you need to purchase the car insurance for a rental vehicle, however your auto insurance for your own car in most instances will be covered in the rental car too!

Timeshares- If it is too good to be true, then it is probably not worth it. The people that sell timeshares want you to believe that you are getting a great deal and will be saving tons of money. However, if you really look into them they are the worst scams that are available to consumers. There are tons of stipulations and extra charges and by the time you research to see if you have received a good deal or not, it is too late. Don’t be a victim of buying one of these packages.

Commercial Purchases- You may see great deals on gadgets or beauty breakthroughs on TV when you are up late at night or early in the morning. They urge you to purchase the product NOW and if you do you will get a great deal or a “free gift”. Fight the urge to pick up the phone or go to your computer and make the purchase.  If you wait long enough, most items will be in stores for you to purchase, and you will be able to actually see the item in person instead of buying without even really knowing what you are in for. Also, some items you may purchase from these commercials you believe you are purchasing one time, in actuality they will start sending you the same item and charge your card monthly.  We have all been there……

One thing you can do is wait a few days to see if you really want the item you are about to purchase through impulse buying, revisit the idea in a few days and see if it is worth it. You will find yourself saying NO and saving money on stuff you really do not need.

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

 

New Year, New Savings Strategy

Another year has come and gone and it is time for you to get your finances in order at the beginning of the New Year in order to reap the rewards this year! Everyone makes New Year’s resolutions, and while some people stick to them, several do not.  Here are some simple ways to get your year started in the right direction financially.Cutting up credit cards. Image shot 2008. Exact date unknown.

  1. Unanticipated Income- Many of us receive bonuses or extra cash during the holidays; this is unexpected income that is additional. When figuring out how to use the extra income, use the rule of thirds. Use one third to pay off debt you owe from the past, one third for the future by putting it in savings and one third for the present for a personal purchase!
  1. Reserve- Keep a slush fund for a rainy day such as unforeseen emergency surgeries, car repairs or getting laid off. Having an emergency stash will help you from running into debt. In order to figure out how much you should have in that account, track all of the spending you do for a full month including everything from bills to entertainment. Once you have that number, multiply it by three.  This is the suggested amount that you should have saved up in an easily accessible account.
  1. Cut the Plastic- This one is hard but it will help you from impulse buying and spending money by shopping online. By shredding your debit card and withdrawing from the bank the amount you feel you need for that week, you will find that you will not spend as much as you would if you are able to just slide your card for every purchase.
  1. Pay Yourself- Just like you write checks for bills etc. go ahead and write yourself a check per month to put in savings. You can do anything from $5 to a percentage of your pay check. Anything is better than nothing and you will be surprised to see how quickly it can start to add up.

Lastly, follow these financial rules of thumb to help with your long-term savings goals.

  • Price of your home should NOT be more than 2.5 times your annual income
  • Monthly debt should not be more than 35% of your monthly gross income.
  • To retire comfortably, you should have 20 times what you want your annual income to be.

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Christmas Cashland Adopt-A-Family

SAMCashland’s involvement in the community is very important to the company’s culture.  Every year during the holiday season, Cashland adopts a family in need in order to give back to the community! Each employee donates towards this cause, to purchase the items for the family. A group decided to all meet at Walmart one Saturday and divided into four teams of two in order to shop for each child in the family. That following Monday, the team wrapped all the presents they purchased and they are now ready to be delivered by Santa himself!

Cashland employees understand the importance of giving and to help our fellow Oklahoman’s in need. We hope everyone has a great and safe holiday season and we look forward to the New Year!

“It is the greatest of all mistakes to do nothing because you can only do little – do what you can.”— Sydney Smith

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