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Gardening Savings Tips

April showers bring May flowers; make sure that your garden is ready to go! Gardening can be both a lot of work and costly, however it is possible to garden on a budget. Below are several ideas that will help keep your overall cost down.Garden Photo

Budget and Plan- In order to save money you have to have a strategic plan of how much you are willing to spend and make sure to have a map of your garden plan and stick to the plan! If you don’t stick to your budget, not only will you overspend, you will get items that are not essential for you to have a successful garden!

Friends- If you have friends or neighbors that are also planting a garden, you can either share the garden and divide the responsibilities up, not only will this cut down on cost, but also time. Or you can have plant exchanges and buy seed in bulk.

Seeds- You can keep seeds from last season by collecting them from your vegetables and flowers, then allow them to dry and place in labeled separate bags. Once it is time to plant go ahead and start planting the seeds! You are basically recycling your seeds, and you will have no out of pocket expense for your garden!

Garden Sales- Keep an eye out for discounted garden supplies and sales! Make sure if you are purchasing seeds to buy in bulk!

Grow Organic- If you skip the harsh chemicals and grow organic you will save money and help out the ecosystem. Try using manure and compost, bone meal or cottonseed meal.

Keep it Simple- Don’t get too much in your garden, first off it will be costly, second of all not everything will be able to thrive causing you to lose a lot of what you planted due to room or lack of attention.

Compost & Mulching- Use grass clippings and leaves to make your own compost to use as rich fertilizer.

Look For the Following Bargain Blooms:

  • Gerbera Daisy
    Full sun to partial shade needed, great for cut flowers for any occasion or centerpiece.
  • Salvia
    Heat and drought tolerant, best in full sun.
  • Shasta Daisy
    They love the sun! After a few years divide clumps and share with friends.
  • Sweet Potato Vine
    Trim with scissors to shape if the plants grow over their bounds.
  • Daylily
    Great for beginners, protect from hot, late-afternoon sun. Deadhead blooms all year long!

“A garden always gives back more than it receives.” – Mara Beamish

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Cashland Helping to Solve Hunger!

Cashland is continuing to shine a light of service in the Oklahoma City Metro!food bank

In the month of May, we will be helping the Regional Food Bank of Oklahoma gather and pack food for families in need!  You can be a part of this effort by donating non-perishable food items or signing up to volunteer yourself!

For more information about this amazing organization, please click here

“If you can’t feed a hundred people, then feed just one.” Mother Teresa

Regional Food Bank

DIY Spring Cleaning Ideas

Warmer weather means longer days, so now is a great time to take the plunge and start to spring clean your house.  Below are low cost, DIY cleaning ideas that will save you time and money, so you can spend more time enjoying the sun and fresh air!housework

  • Smelly Disposal- We have all been there, an odd odor coming from the garbage disposal and the smell can be debilitating. One thing you can do to make sure and rid your home of this smell is to make your own citrus cubes. All you will need is an ice cube tray, lemons and vinegar. In each slot put a slice of lemon, pour vinegar over the slice and freeze! When you start to smell something from the disposal just toss a few in, run it and your kitchen will soon smell like a burst of citrus!
  • Bathroom Grout- By mixing ¾ cup of baking soda, ¼ cup of bleach and use an old tooth brush, your grout will be glistening in less than 15 minutes! Make a paste and apply on the dirty grout, have it set for 5 minutes, then scrub the mixture and wait another 5 minutes. Lastly, simply wipe clean with a damp cloth and your grout will sparkle like it is new!
  • Shower Doors- All you need is a dryer sheet, dampen the sheet with water and start wiping away the water spots and grime, you will be shocked with the results.
  • Pet Hair- If you struggle with pet hair on your furniture or in your carpet, one easy fix you can do is to buy a squeegee at your local dollar store and start combing the squeegee over the carpet and cloth furniture to rid your surfaces of pet hair!
  • Refrigerator- Make a solution of salt and soda water, the mixture of bubbles and grainy texture makes for a great cleaner and will leave your refrigerator and other appliances squeaky clean!
  • Stainless Steel Sink- If you want to remove scratches and make your sink shiny all you need is to mix hydrogen peroxide with cream of tartar, this combination will leave your sink remarkable!
  • Wood Floor- Make your own cleaner by getting an old gallon milk jug and mix 8 tablespoons of castile soap, ¼ cup of vinegar, water and 30 drops of lemon essential oils and shake! It will leave your floors clean and fresh smelling!
  • Vacuum filters- Make sure and clean out your filters to get rid of allergens etc. The best way is to put your filter in the dishwasher! It is easy and will make a huge difference!

Lastly when going through items in your home have a keep pile, sell or donate pile, recycle pile and trash pile! This will help you while cleaning your closets or other clutter around the home!

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

OKC LitterBlitz

Cashland employees and volunteers will be rounding up this April for the 2015 OKC LitterBlitz!  We will be cleaning an area in North Oklahoma City to help with the beautification of our city!  If you would like to join, visit www.okcbeautiful.com and register to join the cause!Keep-Green

What is LitterBlitz?
OKC Beautiful has organized litter pick-up events since its inception in 1962.  LitterBlitz, as a formal program, began in 2001 and has steadily grown since then. This program is a partnership between OKC Beautiful, the City of Oklahoma City and the Great American Clean-Up.  In April of 2014 more than 10,000 Oklahoma City residents worked together to help pick up litter throughout the Oklahoma City metro area, picking up more than 181,000 pounds of trash off our streets. 

For more information on this organization, visit https://www.okcbeautiful.com/.

OKC-Beautiful

Millennials Time to Save

Millennials do not have it easy when it comes to money struggles, between student debt, credit card debt, competitive job market and trying to figure out what you want to do with your life; it can be a daunting phase.save-money-crop-600x338

It is important to plan and build a strong financial foundation in order to have a successful future. Below you will find some of the best ways to get you started in the right direction!

  • Practice Makes Perfect– It is important to make saving money a habit and to practice it often; it will then become a routine. Even if you start off by saving just $1 a week, then you can step up your game and save more money as you are able. This will lay the foundation for you to be disciplined enough to save in the future!
  • Emergency Fund- This is a necessity, you never know when something that is out of your control will happen, and it is always nice to have some money put away for a rainy day in order to help you not go into debt.
  • Do not Overspend- Live within your means and make sure you save whatever you don’t need. Living a realistic lifestyle will help you in more ways than one to reach your financial goals in the future, remember this is not forever.
  • 10 Percent- Make an effort to save at least 10 percent of your income, this is a great starting point and then you can work your way up to 20 percent in the future.
  • Retirement- I know this is the last thing on a 20 something’s mind, however saving for retirement now is a must. Just remember the money you save now in your 20’s will be worth way more in retirement than money you save in your 30’s and 40’s.
  • Goals- Make sure and set short- and long-term goals. It is important to know the difference and plan accordingly.
  • Apps– Yes there are apps for saving money! Try Mint, YNAB and Digit to save, track, budget etc.
  • Automate- Saving money is even easier when your financial institute takes an amount out every month in order to put it in your savings account, a lot of the time you don’t even miss the money!
  • Free Money- If your employer matches your 401K, then you should make sure and put the max amount into your contributions. If you do not, then you are literally walking away from free money. This is an easy and painless way to start saving for your retirement.

These are just a few ideas for you to get started out in the right direction, remember it is not about how much you save at first as much as it is to simply making the effort to save!

“Do not save what is left after spending, but spend what is left after saving” – Warren Buffet

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Vacation is Around the Corner

Winter is almost over and it is now time to be thinking about Spring Break and not too early to think about summer vacation. The trip-planning process can be stressful and costly, that is why finding the best online deals and maximizing all hotel and air offers will help you plan the best and cost effective trip this year! Below are some great ideas for you to keep your trip within budget and by either doing all of the steps or by just doing one you will be able to see the savings!4fd166203866b91161bc5ed53d4747be

  1. Discount Websites– If you are not already signed up for websites such as Groupon or Living Social this is something you will want to do, it is fast, free and easy. These websites offer both local deals and deals of places you want to visit.
  1. Groceries– One of the largest expenses when traveling tends to be food costs. If you are staying in a Vacation Rental By Owner (VRBO) or a hotel with a kitchen and have a rental car, you should consider hitting up the local market. Plan a few meals such as breakfast and snacks to cut down on unnecessary eating expenses at your hotel. You will be amazed on how much you will save just by cutting out at least one meal where you don’t go out and spend several dollars.
  1. Concierge- If you are staying at a hotel or resorts with a concierge then you need to go and ask them for the inside scoop on places to go, deals, coupons etc. This is what they are here for and they are free of charge. It is a great tool to use while on vacation and not enough people utilize them.
  1. Family -Friendly- Stick to family-friendly hotels when traveling with your children for a number of reasons including; larger rooms, complimentary breakfasts and evening receptions and other family-friendly options that will save you money!
  1. Package Deals- When booking hotel, airfare and rental car together you will end up saving money and gain access to other deals. Also consider all-inclusive packages that way you are not always paying for drinks, food, activities instead you can just sit back, relax and enjoy all the accommodations at a reasonable price. Not to mention a lot of the resorts tend to have a place for adults and a “kid” friendly section for everyone to enjoy their time on vacation!
  1. Fees- Make sure to keep additional fees and rates in mind when traveling as well. These are often times overlooked and can add up quickly. This includes luggage fees, exchange rates and tipping.
  1. Flexibility- If you are able to be flexible with dates and places this is a great way to get the best travel deals. Here are some of the best websites to consider:  Airfarewatchdog, Kayak, and com.

“The world is a book, and those who do not travel read only one page.”- Saint Augustine

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

Cashland Supports CellPhone Bank.org

Cashland has started donating our retired and damaged phones to CellPhoneBank.org.  These donations are gathered and sent in monthly to help low income families, victim services agencies and participating law enforcement.  These phones give them a source to reach out in case of an emergency.  Retired or damaged phones are encouraged to be brought in by our customers as well!E-waste

Below is some information about the program we are contributing to:

Each year over 100 million people upgrade their old cell phones. The mission of CellPhoneBank.org is to maximize the benefits of retired cell phones while minimizing their environmental impact. Reusing cell phones ensures that the greatest possible value is recovered and quite literally gives old phones new life.

In May of 2004, the 911 Cell Phone Bank was created to provide an ongoing and readily available source of 911 emergency cell phones and funds to meet the unexpected and urgent needs of participating law enforcement and affiliated victim services agencies.

The 911 Cell Phone Bank is an initiative of The Charitable Recycling Foundation, Inc. On January 3, 2007 The Charitable Recycling Foundation, Inc. received notification of approval as a 501(c) (3) public charity. Since its inception, the 911 Cell Phone Bank has generated hundreds of thousands of dollars and provided thousands of emergency cell phones to victim services organizations nationwide. We have successfully relieved the operational burden of managing a 911 emergency cell phone program from our participants.

Cashland challenges both employees and customers to help provide your used and damaged cellphones to this great cause!

Please like us on Facebook and follow us on Twitter to stay up-to-date on money-saving tips, budgeting information, and fan/follower only discounts, deals and contests!

Cashland is a leading provider of fast and friendly financial services including Oklahoma personal loans, prepaid cards, check cashing and Western Union money orders and money transfers.

 

 

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